Mortgage Lenders UK — Banks, Building Societies & Specialists
Find the right lender for your situation—not just the lowest headline rate. We compare 100+ UK mortgage lenders (high-street banks, building societies and broker-only specialists), show true-cost over your chosen term, and soft-search you first (no credit score impact).
🔒 Free Quote • Soft search • No impact on your credit score.
Fast, Expert Mortgage Help
Skip the stress. Our advisers handle the paperwork, compare deals and help you apply — all in one place.
Access 100+ UK Lenders
We compare mortgages from Leeds Building Society and more to find the best fit for your budget and goals.
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Quick chooser: Guides to help your mortgage journey
First-time buyer (5–10% deposit):
check 95%/90% LTV options, fee-savers and incentives.
Remortgage (save money or raise funds):
free valuation/legal deals vs low-rate + fee; we model both.
Home mover / porting:
compare porting your current deal vs a new lender.
Self-employed/contractor:
lenders that accept 1–2 years’ figures, day-rate contracts or multiple incomes.
Credit blips/near-prime:
specialists that consider late payments, defaults or arrangements.
Buy-to-let / Ltd company BTL:
portfolio and SPV-friendly lenders; stress checks explained.
Large loans / complex income:
private-bank & manual-underwrite options.
Offset/interest-only/green products:
niche features that can lower total cost.
How we actually find the cheapest deal
Headline rates can mislead. We compare True-Cost = payments + fees + incentives over 2/5/10 years, including revert/SVR time if relevant, and show fee vs no-fee cross-over points. You see what’s really cheaper.
Explore Residential Mortgage Lenders & Rates
Explore Buy to Let Mortgage Lenders & Rates
Find the Right Lender, First Time
Tell us about your deposit, income and property and we’ll soft-search your file, run true-cost comparisons and shortlist the lenders most likely to approve you—without affecting your credit score.
Why use us (vs going direct)?
What lenders look at (and how to improve approval odds)
Docs checklist: Passport/ID, 3m payslips & bank statements (or SA302s + overviews), latest mortgage statement/lease info, proof of deposit/source of funds.